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Non-Custodial Payment Processing

The Crypto Payments Super-App

Accept payments, send payouts, process remittances, and manage subscriptions—all non-custodial, borderless, and instant. Your funds, your control.

Borderless
Instant Settlement
You Own Your Funds
Low-Cost

Trusted by businesses, freelancers, and creators worldwide. No custody. No chargebacks. No borders.

Everything You Need for Crypto Payments

Four powerful capabilities unified in one platform. Built for businesses, freelancers, and creators.

Global Payouts

Send instant payouts to freelancers and contractors worldwide. Eliminate banking delays, high FX fees, and payroll complexity with one-click wallet-to-wallet transfers.

  • Instant wallet-to-wallet transfers
  • Batch payout support
  • No intermediary banks

Cross-Border Remittances

Send money across borders cheaply and instantly using crypto rails. No SWIFT delays, no hidden FX spreads—just peer-to-peer transfers with near-instant settlement.

  • Peer-to-peer transfers
  • Significantly lower fees
  • Accessible globally

Crypto Subscriptions

Enable recurring crypto payments for creators and businesses. Wallet-based subscriptions with automatic renewals—perfect for content creators, SaaS, and community memberships.

  • Wallet-based subscriptions
  • Time or usage-based billing
  • Automatic renewals

Built for Every Payment Need

Four powerful pillars that solve distinct problems, unified in one platform.

Cross-Border Remittances

Send money globally, instantly

Replace expensive remittance services with direct crypto transfers. Send money across borders without SWIFT delays, correspondent banking fees, or hidden FX spreads. Peer-to-peer transfers with near-instant settlement.

Perfect For

Cross-border money transfers
Family support & remittances
Peer-to-peer transfers
International student support

The Remittance Revolution

  • Cost savings: Up to 90% cheaper than traditional remittance services
  • Speed: Minutes instead of days for cross-border transfers
  • Accessibility: Works anywhere with internet, no bank account required

Global Payouts

Instant payouts, zero banking friction

Pay freelancers, contractors, and creators instantly—anywhere in the world. Skip traditional payroll systems, banking delays, and high FX conversion fees. One-click wallet-to-wallet transfers with batch processing support.

Perfect For

Freelancer & contractor payments
DAO reward distributions
Marketplace seller payouts
Content creator earnings

Why Traditional Payouts Fall Short.

  • Instant vs. 3-5 days: Traditional banking takes days; we settle in seconds
  • No FX fees: Direct crypto transfers eliminate currency conversion costs

Crypto Subscriptions

Recurring payments, crypto-native

Enable recurring crypto payments for creators and businesses. A crypto-native alternative to Patreon, built for content creators, SaaS products, and community memberships. Wallet-based subscriptions with automatic renewals.

Perfect For

Content creators (Patreon alternative)
SaaS recurring billing
Community memberships
Premium content access

Why Crypto Subscriptions Win

  • Global audience: Accept subscriptions from anywhere, no payment method restrictions
  • Lower Fees: No platform cuts or payment processor fees
  • Flexible Billing:: Time-based or usage-based recurring payments

Why Choose Chelotie?

Four fundamental advantages that set us apart from traditional payment solutions.

Non-Custodial

You own your funds. We never take custody of your money. All transactions flow directly from sender to receiver. No intermediaries, no holding periods, no risk of platform insolvency

vs. Traditional: hold your funds in custody, creating counterparty risk and settlement delays.

Borderless

No geographic restrictions. Accept payments from anywhere, send payouts globally, and process remittances without regional limitations. Blockchain rails work the same way everywhere.

vs. Traditional: Payment processors restrict operations by country, require local banking relationships, and limit currency support.

Instant Settlement

Settle in seconds, not days. Blockchain transactions confirm within minutes. No waiting for bank processing, no ACH delays, no weekend holds. Funds are available immediately.

vs. Traditional: Bank transfers take 1-3 business days, ACH takes 2-5 days, and international wires can take a week.

Low-Cost

Minimal fees, maximum value. No intermediary banks, no payment processor markups, no hidden FX spreads. Transaction fees are transparent and significantly lower than traditional alternatives.

vs. Traditional: remittance services charge 5-10%, and banks add FX spreads of 2-4%.

Built for Everyone

Whether you're a business, creator, or individual, Chelotie solves your payment needs.

Freelancers & Creators

Get paid instantly, anywhere in the world. Accept supporter subscriptions, receive contractor payments, and monetize your content—all without banking delays.

Perfect For

  • Content creators (Patreon alternative)
  • Freelancers & remote workers
  • International contractors
  • Creators getting financial support

Key Benefits: Instant payouts, recurring subscriptions, no FX fees, and simple wallet-based onboarding.

Individuals & Remittance Users

Send money across borders cheaply and instantly. Perfect for family support, peer-to-peer transfers, and users in underbanked regions.

Perfect For

  • Cross-border money transfers
  • Family support & remittances
  • Underbanked regions
  • Peer-to-peer transfers

Key Benefits: Significantly lower fees, near-instant settlement, accessible globally, and no bank account required.

Ready to Get Started?

Join businesses, creators, and individuals worldwide who are using Chelotie to accept payments, send payouts, and process remittances—all non-custodial and instant.

No credit card required
Setup in minutes
Non-custodial by default